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JimB

JimB

Member Since Sep 28th, 2006

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Recent Comments:

Port Orange HOA Tells Residents Yard Statues Aren't Allowed

Apr 6th 2013 9:37AM HOA are getting crazy with all the "this is not allowed on your property ....." ..... Who makes the rules ..... Do the homeowners have a vote ..... HOA are not the only ones going crazy over things you can have on your property, local governments are doing the same thing ..... One day you can, the next day you can't .....

Does Your Insurance Cover Hurricanes and Earthquakes?

Aug 29th 2011 12:49PM EVERYONE READ YOUR HOMEOWNERS INSURANCE CAREFULLY ..... YOU WILL SEE WHAT A LOT OF PEOPLE DO NOT SEE ..... In the policy it says "FIRE RATE -- CLASS (10-thru-10 ..... The insurance companies do not tell you they only "insure" your home for FIRE damage and loses do to FIRE damage but in some cases since Hurricane Katrina in 2005 some insurance companies will provide protect to a "per centage" of damages not related to a fire, such as hurricanes ..... Read the back you will see you can, in some cases, get a discount for having "fire alarms/detectors" and in some areas "sprinklers" ..... Yes, water damage is covered only as a result of a FIRE ..... This is one reason you should be very aware of your property taxes for your local "fire protection" ..... The lower the Class rating the lower your insurance premium, the higher the Class rating the higher your insurance premium will be ..... Class 1 is the lowest and means your insurance premium is lower -- Class 10 (the highest rating) mean you will pay a higher insurance premium ..... Another words, if your local fire protection ask for an increase in their milage taxes it will be way lower than what you will pay the insurance companies ..... Another thing, your local fire service is rated by services which are supported by the insurance industry and in many cases is not an "independent" agency ..... And, insurance companies are, somewhat, regulated by STATES not at the Federal level .....Also, note your premiums will go up every year whether or not you use the coverage and the coverage does not go up -- example is you home is covered for $250,000.00 ten years ago if something happens you will "only" be protected for the $250,000.00 value not the "actual" replacement value ..... Another words, if it cost you $350,000.00 to replace your home you will have to pay your "deduction plus the difference between the $250,000.00 coverage and the $350,000.00 actual cost of the replacement ..... READ YOUR HOMERS INSURANCE POLICY AND GET A COPY OF YOUR STATE LAWS COVERING HOMEOWNERS INSURANCE COVERAGE BY INSURANCE COMPANIES ..........

Ashton Kutcher to Replace Charlie Sheen on 'Two and a Half Men'

May 13th 2011 11:14AM NO LONGER GOING TO WATCH 'TWO AND HALF MEN" ..... IF THE WRITERS HAD NOT WRITTEN IN SO MUCH BUZZING ON THE PROGRAM MAYBE IT WOULD HAVE HELPED CHARLE WITH HIS PROBLEMS .....

Jennifer Aniston On Her New Fragrance And The Constant Gossip

Feb 22nd 2011 10:40PM I like her with short hair, in fact she could go a little shorter ..... The long hair covers her eyes and smile too much .....

My Spectacular Job: Female Firefighter

Feb 4th 2011 10:17AM Just reitred, January 1st., 2011, after 35-years as a volunteer fire fighter and have never met a woman who was not as willing to venture into the fire service as men do ..... Always gave them the same chance, i would give a man, to prove their self, to do the job the Fire Instructors trained them to do, just like the men .....

$1,000 for sugar water and salt? Big pharma inflates bills ... and consumers pay

Nov 8th 2010 3:12PM It is called OBAMA's Healthcare" at work .....

Francisco Rodriguez Arrested After Altercation With Father-in-Law

Aug 12th 2010 1:16PM He should be put in jail then deported .....

Vidal Sassoon Talks The Bob Cut, Anna Wintour, and 'Caucasian Afro'

Apr 29th 2010 8:44AM FIRST OFF ..... Vidal Sassoon DID NOT INVENT, NOR COME UP WITH, the BOB HAIR CUT ..... The BOB HAIR CUT came out back in the 1920's ..... SO, GET THE RECORD STRAIGHT BE FOR YOU PRINT SOMETHING .....

Gilbert Arenas Sentenced to 30 Days in Halfway House

Mar 26th 2010 5:36PM A slap on the back of the hand ..... If it was anyone else they would have been tossed in prison for 5-plus years ..... MONEY talks, MONEY walks .....

FanHouse's 2010 NFL Mock Draft 3.0

Mar 21st 2010 6:01PM First off, who would have ever thought the New Orleans Saints, aka The Who Dats, would be picking last in any NFL draft .....

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