Different and better. Now that's a winning combo.

Experience Student Loans in a Whole New Way

  • 3-minute application
  • Instant credit decision
  • Personalized loan options
  • No fees
Apply Now

College Ave or Discover?

Doing your research to find the best student loan for you is important, and we encourage you to compare your options. At College Ave Student Loans, you can apply for your loan in 3 minutes and build a repayment plan that fits your life.

Lenders

College Ave Student Loans
Discover
Cover Up to 100% of Costs1
Yes
Yes
Not Accepting Applications as of January 31, 2024.
3-Minute Application
Yes
No
No Fees to Apply
Yes
Yes
Instant Credit Decision
Yes
No
Fixed or Variable Rates
Yes
Yes
Select Your Term
Yes
No
Length of Term (Years)2
8, 10, 12, or 15
15
Multiple Repayment Options
4
3
0.25% Auto-Pay Discount3
Yes
Yes

Comparisons based on information obtained on lenders' websites as of May 1, 2024.

College Ave Student Loans

Cover Up to 100% of Costs1

Yes

3-Minute Application

Yes

No Fees to Apply

Yes

Instant Credit Decision

Yes

Fixed or Variable Rates

Yes

Select Your Term

Yes

Length of Term (Years)2

8, 10, 12, or 15

Multiple Repayment Options

4

0.25% Auto-Pay Discount3

Yes
Discover
Yes *
No *
Yes *
No *
Yes *
No *

15 *

3 *

Yes *

Comparisons based on information obtained on lenders' websites as of May 1, 2024.

* Not Accepting Applications as of January 31, 2024.

A Better Student Loan Experience

Simple Application

Apply in 3 minutes from any device and find out instantly if you're approved.

Personalized Loans

Choose from the most repayment options so you can build the best loan for you.

Happy Customers

Experience why our customers give us a 5-star rating.

Simplicity is Highly Rated

Our mission is to offer the best student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating. Hear it straight from the source. See what our borrowers have to say about College Ave.

RM

Ryan M.

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Excellent!

College Ave was able to quickly approve the loan application and funding followed. It was so easy. Thank you for making what is often a stressful situation, stress-free!

MB

Michele B.

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Easy Process!

This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!

OD

Owen D.

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Perfect

You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!

SEE ALL REVIEWS
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A Student Loan Without Any Surprises. Except How Simple It Is.

Whenever you’re ready, we’ll make it fast and easy. You can apply online from your phone or computer – whatever you prefer.

  • 3-minute application
  • Instant credit decision
  • No fees to apply

UNDERGRADUATE STUDENT
LOAN RATES

Variable Rates Icon

Variable Rates

5.59% - 16.85% APR

Fixed Rates Icon

Fixed Rates

4.39% - 16.49% APR

(all rates shown include auto-pay discount)3

Looking for A Different Loan?
Check Out Our Other Options!

Graduate Student Loan
Parent Loan

How Do You Know It's The Right Student Loan? You Build It Yourself.

With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.

Build the Perfect Student Loan by Choosing:
Repayment Option

Deferred, Flat Pay, Interest Only, or Full Principal & Interest

Repayment Term

5, 8, 10, or 15 years2

Interest Rate Type

Fixed or Variable

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Ready to Get Started?

Apply Now


Looking for other loan options?

Undergrad Loan Options
Graduate Loan Options
  1. As certified by your school and less any other financial aid you might receive. Minimum $1,000.
  2. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
  3. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.


  4. *Additional Information
  5. Total Loan Amount – Cover up to 100% of your cost of attendance, as certified by your school and less any other financial aid you might receive, minimum $1,000. Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Variable rates may increase after consummation.