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  2. Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

  3. How to Remove Yourself as a Co-Signer on a Credit Card - AOL

    www.aol.com/news/remove-yourself-co-signer...

    According to credit bureau Experian, while Bank of America, U.S. Bank and Wells Fargo allow applicants to add a co-signer, many other major card issuers don't. How to Remove Yourself as a Co ...

  4. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  5. What happens to your credit card debt after you die? - AOL

    www.aol.com/finance/what-happens-to-credit-card...

    Fortunately, your family isn’t responsible for your credit card debt after you die as long as they aren’t a cosigner or joint account holder. Instead, credit card debt is settled from your estate.

  6. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  7. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    Lenders check for mortgage or rent payments, minimum credit card payments and auto, personal and student loan payments. ... Some lenders allow you to instead add a co-signer. Your co-signer will ...

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