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  2. Need another balance transfer? Don’t feel ashamed - AOL

    www.aol.com/finance/another-balance-transfer-don...

    Fees for each transfer. Fees for balance transfers are typically 3 percent or 5 percent of each transfer amount, with a typical minimum of $5 to $10. These fees can eat into your savings, if you ...

  3. Amazon raises free shipping minimum for some non-Prime ... - AOL

    www.aol.com/amazon-raises-free-shipping-minimum...

    To qualify for free shipping, non-Prime members typically have to purchase an order totaling at least $25. On Monday, the e-commerce giant said it has raised that minimum to $35.

  4. Best balance transfer cards with no balance transfer fee - AOL

    www.aol.com/finance/best-balance-transfer-cards...

    DCU Visa Platinum Credit Card *. 13.75 to 18 percent variable APR. 1.6 / 5. Wings Visa Platinum Credit Card*. 0 percent intro APR on balance transfers for 12 months (13.40 to 18 percent variable ...

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  6. Free Shipping Day - Wikipedia

    en.wikipedia.org/wiki/Free_Shipping_Day

    In 2011, Free Shipping Day became a billion-dollar shopping holiday with $1.072 billion in sales, followed by $1.01 billion during Free Shipping Day 2012. [6] In 2013, Knowles changed the format of Free Shipping Day to only include merchants that could waive all minimum order requirements and guarantee delivery by Christmas Eve. [7]

  7. PC Optimum - Wikipedia

    en.wikipedia.org/wiki/PC_Optimum

    As 1000 PC Points are valued at $1, the minimum rate of return is 1%. Promotions are sometimes used to give bonus points on specific products. Points can be redeemed for free groceries or other rewards. Points may be redeemed once a customer has reached a total of 10,000 or more (1,000 points = CA$ 1).

  8. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    A balance transfer credit card can help you pay off your debt faster and save money on interest, but it may not be the right move for everyone. Balance transfer credit cards offer advantages ...

  9. Looking to avoid a credit card balance transfer fee ... - AOL

    www.aol.com/finance/looking-avoid-credit-card...

    Say you have a credit card balance of $8,000 at 24 percent APR with a minimum payment of $238 due each month. In this scenario, it would take you 39 months to pay off the balance, and you will ...

  10. Passbook - Wikipedia

    en.wikipedia.org/wiki/Passbook

    A passbook or bankbook is a paper book used to record bank or building society transactions on a deposit account . The Post Office Savings Bank introduced passbooks to rural 19th century Britain. Traditionally, a passbook was used for accounts with a low transaction volume, such as savings accounts. A bank teller or postmaster would write the ...

  11. Do balance transfers hurt your credit score? - AOL

    www.aol.com/finance/balance-transfers-hurt...

    If you get a high enough credit limit, a balance transfer can help your credit score by lowering your credit utilization ratio. For example, say you currently have two credit cards. Your first ...