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With a flat-rate cash back credit card, every purchase earns the same rate of cash back. The best flat-rate cards give cardholders 1.5 percent to 2 percent cash back on every purchase.
In 2023, my family racked up more than $2,300 in cash back using cash back cards. Of course, if you carry a balance, you should prioritize your interest rate, since the average credit card rate is ...
“You can find cash-back cards that give you 0% on balance transfer plus a signup bonus that can be used to pay off your balance or new purchases (those that you’re planning to make anyway).
One of the most important things to keep in mind about 2% cash-back credit cards is that you must pay off your balance each month to get the most benefit. With higher-rate cards in particular, a ...
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Some cash back cards offer a flat 1.5 percent to 2 percent cash back for every purchase you make, while others offer higher bonus rewards — ranging from 3 percent to 5 percent back — in fixed ...
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