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2. MBNA - Wikipedia

   en.wikipedia.org/wiki/MBNA

   MBNA was founded in 1982 as Maryland Bank, N.A. [3] [4] [5] Led by Charles Cawley, MBNA opened its first office in a converted A&P (Great Atlantic & Pacific Tea Company) food supermarket in Ogletown, Delaware. [6] An early driver of MBNA's growth was the creation of "affinity cards" in 1983. Cawley convinced the alumni association at his alma ...

3. Tokenization (data security) - Wikipedia

   en.wikipedia.org/wiki/Tokenization_(data_security)

   Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no intrinsic or exploitable meaning or value. The token is a reference (i.e. identifier) that maps back to the sensitive data through a tokenization system.

4. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

5. 9 little-known facts about your credit card - AOL

   www.aol.com/finance/9-little-known-facts-credit...

   Credit card facts. Your credit card interest can change. You can say “no” to an interest change. Your credit card can protect your purchases. Your card may be denied abroad. You may be able to ...

6. Pay Off Your Credit Card Debt With These 11 Steps - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Here's your 11-step plan to tackling credit card debt this year. Pekic / Getty Images/iStockphoto. 1. Tally Up, Review and Analyze Your Debts. According to Howard Dvorkin, CPA and chairman of Debt ...

7. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...