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2. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   A Japanese law enabling credit card cash back came into force in 2010. However, a legal loophole in this system was quickly exploited by online shops dedicated to providing cash back as a form of easy loan with exorbitant rates.

3. Friendly fraud - Wikipedia

   en.wikipedia.org/wiki/Friendly_fraud

   All the agent can hear is monotones. This is the "card present" equivalent of "swiping" the card. Before the purchase is submitted by the agent, the purchase amount is played back to the consumer along with the last four digits of the card. The consumer is asked to confirm their purchase by providing a verbal signature, which is recorded.

4. Discover Card - Wikipedia

   en.wikipedia.org/wiki/Discover_Card

   Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).

5. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

6. Debits and credits - Wikipedia

   en.wikipedia.org/wiki/Debits_and_credits

   Debit cards and credit cards are creative terms used by the banking industry to market and identify each card. [19] From the cardholder's point of view, a credit card account normally contains a credit balance, a debit card account normally contains a debit balance. A debit card is used to make a purchase with one's own money.

7. Credit card pros and cons - AOL

   www.aol.com/finance/credit-card-pros-cons...

   Having the right credit card in your wallet can help you earn cash back, points or miles on common purchases. When you open a rewards credit card , you may also get a welcome bonus after hitting a ...