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  2. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    9 ways to borrow money. There are a variety of options available if you need to borrow money. Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for....

  3. 7 best cashback apps to stretch your dollar — and earn ...

    www.aol.com/finance/best-cash-back-apps...

    Among the many apps out there are those that return cash back and rewards on the things you buy every day, including gas, groceries, shopping, travel and dining out.

  4. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables.

  5. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Merchant cash advances are most often used by retail businesses that do not qualify for regular bank loans and are generally more expensive than bank loans. Competition and innovation led to downward pressure on rates and terms are now more closely correlated with an applicant's FICO score.

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Typically, rewards are either in the form of cashback or points. Points are often redeemable for gift cards, products, or travel expenses like airline tickets. Some credit cards allow the transfer of accrued points to hotel and airline loyalty programs.

  7. Alternatives to personal loans: 7 options & when to avoid them

    www.aol.com/finance/alternatives-personal-loans...

    Credit cards, personal lines of credit and HELOCs are the best alternatives if you can pay the balances off quickly and don’t need all your funds at once. Cash-out refinance and home equity ...

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