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Key takeaways. Today’s leading APY on a CD is 5.50%, offered on a three-month term. Around 3 dozen widely available CDs pay 5.00% or higher, and most are offered from online banks and credit unions.
December 15, 2023 at 10:00 AM. The Federal Reserve’s decision this week to leave rates untouched means rates on high-yielding certificates of deposit (CDs) may be at their peak. Those looking to ...
The best CD rates for April 8, 2024. Don't shield your eyes from the highest CD rates found at FDIC-insured digital banks and online accounts that pass along what they save on brick-and-mortar ...
The National Credit Union Administration is the U.S. independent federal agency that supervises and charters federal credit unions. As of December 31, 2022, there were 4,760 federally insured credit unions in the United States with 135.3 million members.
Your money is protected in a CD when it’s with a bank insured by the Federal Deposit Insurance Corp. (FDIC) or a credit union insured through the National Credit Union Administration (NCUA ...
Credit unions, such as Alliant Credit Union, also commonly offer high rates because their profits go back to members. Yields can vary significantly among banks, so it pays to shop around for the ...
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