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2. The pros and cons of personal loans - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

3. 7 best cashback apps to stretch your dollar — and earn ...

   www.aol.com/finance/best-cash-back-apps...

   Types of cashback apps. You’ll find a wide range of apps that can help you save money, though cashback apps tend to fall within three main ways to earn: Cash back. These apps provide online ...

4. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...

5. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

6. Mortgage cashback - Wikipedia

   en.wikipedia.org/wiki/Mortgage_cashback

   Mortgage cashback. Some mortgage lenders, particularly in the United Kingdom, give a one-off lump sum payment to new borrowers at the beginning of a mortgage. Called cashback, this lump sum is often marketed as free cash, but it is in fact funded by the mortgage interest paid by the borrower.

7. Merchant cash advance - Wikipedia

   en.wikipedia.org/wiki/Merchant_cash_advance

   A merchant cash advance (MCA) was originally structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card and/or debit card sales. [1] The idea originated from Barbara Johnson, who needed funds for her small business franchise. As a result, Barbara, her husband Gary, and Les Falke co-founded ...