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  2. Best 2% Cash-Back Credit Cards: Which Is Best for You? - AOL

    www.aol.com/best-2-cash-back-credit-212514491.html

    With a 2% cash-back credit card, anyone can earn while they spend, ultimately making their budget go further. Here are some of the top 2% cash-back credit cards that consumers can find today.

  3. Merchant category code - Wikipedia

    en.wikipedia.org/wiki/Merchant_category_code

    by credit card companies to offer cash back rewards or reward points for spending in specific categories [4] [5] by card networks to define rules and restrictions for card transactions (for example, Automated Fuel Dispensers (MCC 5542) have specific rules for authorization and clearing messages [citation needed])

  4. Cashless society - Wikipedia

    en.wikipedia.org/wiki/Cashless_society

    The move away from cash is attributed to banks convincing employers to use direct deposit in the 1960s, banks charging for checks starting in the 1990s, banks launching the convenient Swish smartphone-to-phone payment system in 2012, and the launch of iZettle for small merchants to accept credit cards in 2011. [3]

  5. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card. In the distribution ...

  6. Debit card - Wikipedia

    en.wikipedia.org/wiki/Debit_card

    Credit card use in the Netherlands is very low, and most credit cards cannot be used with EFTPOS, or charge very high fees to the customer. Debit cards can often, though not always, be used in the entire EU for EFTPOS. Most debit cards are Mastercard Maestro cards. Visa's V Pay cards are also accepted at most locations. In 2011, spending money ...

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

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