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The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.
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Kunal Shah, founder of Freecharge. Freecharge was founded in August 2010 by Kunal Shah and Sandeep Tandon. [5] [6] [7] After receiving seed funding of an undisclosed amount from Tandon Group and Sequoia Capital in 2010, [8] the company secured Series A funding of ₹200 million from Sequoia Capital in 2011. [9]
The Trial of Socrates (399 BC) was held to determine the philosopher's guilt of two charges: asebeia against the pantheon of Athens, and corruption of the youth of the city-state; the accusers cited two impious acts by Socrates: "failing to acknowledge the gods that the city acknowledges" and "introducing new deities".
The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.
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