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A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults, the creditor takes possession of the asset used as collateral and may ...
Joint and several liability is most relevant in tort claims, whereby a plaintiff may recover all the damages from any of the defendants regardless of their individual share of the liability. The rule is often applied in negligence cases, though it is sometimes invoked in other areas of law. In the United States, 46 of the 50 states have a rule ...
9 ways to borrow money. There are a variety of options available if you need to borrow money. Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for. Other ...
Business loan refinancing allows business owners to replace an existing loan with a new one, offering lower interest rates and monthly payments.
In a ship mortgage ( common law) or ship hypothec ( civil law term, covering also a maritime lien ), a shipowner gives a lender (or mortgagee) a security interest in a ship as collateral for a mortgage loan. Similar to other types of mortgages, a ship mortgage legally consists of three parts: the mortgage loan, the mortgage document (deed) and ...
Any personal finance expert will tell you that the best way to save money when shopping is to create a budget, only buying the items that you know you need. They'll also advise you to avoid ...
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