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  2. Navy Federal to charge daily interest Oct 1, 2024

    ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-to-charge-daily-interest...

    Some customers of NFCU that have cash rewards cards are getting notices that effective Oct 1, 2024 NFCU will begin charging daily interest on all purchases. No more grace period to avoid interest charges. Not sure if it's only for this card or for certain customers but I have seen the notification. US Bank Altitude Reserve, Delta Gold Am Ex ...

  3. Navy Federal Credit Union - Joint Account Holders

    ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-Credit-Union-Joint...

    Re: Navy Federal Credit Union - Joint Account Holders. Yes, you can apply and obtain your own credit products, w/ NFCU, after joining through your significant other. This is from personal experience. 04-15-2023 04:26 PM.

  4. Navy Federal Credit Union - myFICO® Forums - 6772359

    ficoforums.myfico.com/t5/Bankruptcy/Navy-Federal-Credit-Union/td-p/6772359

    Navy Federal Credit Union. Hey all, I just called NFCU to see about getting the bankruptcy code taken off my account now that mine was discharged and even off my credit report. The woman I talked to on the phone basically told me that because I "burned" them in the past it would always be there. That put me into a fit of rage and I wont be ...

  5. Rejoining Navy Federal Credit Union Using A Securi...

    ficoforums.myfico.com/t5/Personal-Finance/Rejoining-Navy-Federal-Credit-Union...

    Re: Rejoining Navy Federal Credit Union Using A Security Appeal. Congrats on getting back in with NFCU and jumping through their hoops, for sure worth it to get an $18K CL on your CashRewards card. March2010 FICO® ~ 695 TU, 653 EQ, 697 EX. Message 5 of 17.

  6. PenFed or Navy Federal? - myFICO® Forums - 4885327

    ficoforums.myfico.com/t5/Personal-Finance/PenFed-or-Navy-Federal/td-p/4885327

    I really like NFCU's customer service both at the contact centre and at the branch and I am loving my Cash Rewards card. They have good rates on regular share savings, money market and often have special CD rates. I have found that NFCU also has better personal loan rates and used car rates (for 5 years) than PenFed.

  7. Navy Federal Credit Union-Credit Card Approval - myFICO® Forums -...

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-Credit-Union...

    These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.

  8. Navy Federal balance reporting cutoff & payment tr...

    ficoforums.myfico.com/t5/General-Credit-Topics/Navy-Federal-balance-reporting...

    From Navy's site: When a transfer is made, it can take up to two business days for the payment to show in your credit card account balance. The payment is credited to your account on the business day that the transfer was made. Navy Federal Credit Union's end of business day is 8:30 PM (ET) Transactions after this time will post the next ...

  9. Navy Federal Auto Loan Criteria - myFICO® Forums - 6338771

    ficoforums.myfico.com/t5/Auto-Loans/Navy-Federal-Auto-Loan-Criteria/td-p/6338771

    NFCU Platinum $50k | Amex Delta Platinum $25k | Elan Financial $19.7k | Chase Freedom Unlimited $16k | Bank Americard $16k | Discover IT $13K | NFCU Flagship Rewards $10k | GS AppleCard $5.5k | Citi Simplicity $3k. FYI - I just received a message from Navy Fed regarding my question asking which version of FICO they used for auto loans.

  10. Navy Federal Credit Union and coins. — Collectors Universe

    forums.collectors.com/discussion/977496/navy-federal-credit-union-and-coins

    March 10, 2017 12:20PM. The "old tyme" bank process was to have customers put their account number (or business stamp) on each wrapper. Tellers ran each roll through a counting machine and hand-counted if there was a discrepancy. The account number permitted debit/credit adjustments. Cameonut Posts: 7,289 .

  11. Negotiate with Navy Federal Credit Union for charg ... - myFICO®...

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Negotiate-with-Navy-Federal...

    Re: Negotiate with Navy Federal Credit Union for charge off accounts or utilize Debt Relief Services. The SOL and the 7 year reporting period are 2 separate things. Whether you pay this debt or not, it'll come off after 7 years. The SOL for being sued *can* potentially be reset, depending on state laws.