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The Los Angeles County Employees Retirement Association (LACERA) is an independent Los Angeles County agency that administers and manages the retirement fund for the County and outside Districts (Little Lake Cemetery District, Local Agency Formation Commission for the County of Los Angeles, Los Angeles County Office of Education, and South Coast Air Quality Management District).
It was founded by Verizon retiree members of the Association of BellTel Retirees. ProtectSeniors.Org is dedicated to the interests of corporate retirees in the United States. The group represents 14.3 million retirees from 392 companies, 45 labor union locals, 98 municipal, state and federal retiree groups and 16 associations. [citation needed]
5 steps for managing your money in retirement. As you’re planning for your retirement, you’ll need to forge ahead as best you can. You won’t have the safety of a job to bolster your finances ...
Not all debts are created equal, so retirees should prioritize paying down certain debts over others. “The first step is to make a list of the debts that you currently owe and place them into ...
That’s the highest safe withdrawal percentage since Morningstar began creating this research in 2021. Last year, it was 3.8% and 3.3% in 2021. The new withdrawal rate is based on a conservative ...
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Your net worth is simply your assets minus your liabilities. Assets include your retirement accounts, home equity, savings accounts and investments. Liabilities are debts you owe including ...
Modeling retirement spend-down: traditional approach. Traditional retirement spend-down approaches generally take the form of a gap analysis. Essentially, these tools collect a variety of input variables from an individual and use them to project the likelihood that the individual will meet specified retirement goals.