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  2. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  3. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...

  4. 7 best cashback apps to stretch your dollar — and earn ...

    www.aol.com/finance/best-cash-back-apps...

    Types of cashback apps. You’ll find a wide range of apps that can help you save money, though cashback apps tend to fall within three main ways to earn: Cash back. These apps provide online ...

  5. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    A merchant cash advance (MCA) was originally structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card and/or debit card sales. [1] The idea originated from Barbara Johnson, who needed funds for her small business franchise. As a result, Barbara, her husband Gary, and Les Falke co-founded ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

  7. Cashback website - Wikipedia

    en.wikipedia.org/wiki/Cashback_website

    The cashback website receives a commission from the retailer that, after the purchase is confirmed, is shared with the customer who made the purchase. The amount of time that it takes to receive the cashback benefits is dependent on the site. Certain sites will make their payments every four to six weeks, while others will only issue their ...