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  2. How to spot debt collection scams: 6 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Before giving out any information, consider these six signs of a scam. 1. They pressure you. A credit collection scam might use scare tactics and threats to create a sense of urgency in hopes that ...

  3. How to deal with debt collectors

    www.aol.com/finance/deal-debt-collectors...

    If you’re dealing with a third-party debt collector, there are five steps you can take to handle the situation. 1. Be smart about how you communicate. Debt collectors will continue to contact ...

  4. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act ( FDCPA ), Pub. L. 95 -109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of ...

  5. CACI - Wikipedia

    en.wikipedia.org/wiki/CACI

    CACI International Inc. (originally California Analysis Center, Inc., then Consolidated Analysis Center, Inc.) is an American multinational professional services and information technology company [3] headquartered in Northern Virginia. [4] CACI provides services to many branches of the US federal government including defense, [5] [6] homeland ...

  6. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    The most secure way to pay a debt collection agency is by mailing a check with a return receipt. This will prove that the collection agency accepted the check. It costs $2.20 for an electronic ...

  7. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    Fair debt collection broadly refers to regulation of the United States debt collection industry at both the federal and state level. At the Federal level, it is primarily governed by the Fair Debt Collection Practices Act (FDCPA). [1] In addition, many U.S. states also have debt collection laws that regulate the credit and collection industry ...

  8. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

  9. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

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