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  2. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    Any loan with high interest rates or numerous fees should be avoided. One of these worst ways to borrow money are payday loans , but any short-term option can be expensive and difficult to repay ...

  3. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  4. Alternatives to personal loans: 7 options & when to avoid them

    www.aol.com/finance/alternatives-personal-loans...

    7 personal loan alternatives. There’s a wide variety of loan products besides personal loans, and each comes with its own benefits and drawbacks. Most of them give you the same flexibility...

  5. The 9 Best Cash Back Credit Cards of November 2022 - AOL

    www.aol.com/finance/9-best-cash-back-credit...

    American Express Blue Cash Preferred Card: Best Cash Back Credit Card. Discover it Cash Back: Best Sign-up Bonus. Citi Double Cash Card: Best for Beginners

  6. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Merchant cash advances are most often used by retail businesses that do not qualify for regular bank loans and are generally more expensive than bank loans. Competition and innovation led to downward pressure on rates and terms are now more closely correlated with an applicant's FICO score.

  7. Bread Financial - Wikipedia

    en.wikipedia.org/wiki/Bread_Financial

    In April 2022, Bread Financial partnered with American Express and launched the Bread Cashback American Express Credit Card. Company acquisitions and divestitures. 1998: LoyaltyOne was acquired by Alliance Data. 2002: Colloquy/Frequency Marketing was acquired by Alliance Data. 2004: Epsilon was acquired by Alliance Data.

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