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  2. Navy Federal to charge daily interest Oct 1, 2024

    ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-to-charge-daily-interest...

    Some customers of NFCU that have cash rewards cards are getting notices that effective Oct 1, 2024 NFCU will begin charging daily interest on all purchases. No more grace period to avoid interest charges. Not sure if it's only for this card or for certain customers but I have seen the notification. US Bank Altitude Reserve, Delta Gold Am Ex ...

  3. Navy Federal Credit Union cashRewards Plus Data Points

    ficoforums.myfico.com/t5/Credit-Cards/Navy-Federal-Credit-Union-cashRewards...

    Navy Federal finally decided to publically refresh their 2% promotion onto a new existing card. Now there's the standard cashRewards and the cashRewards Plus. The cashRewards will earn 1.5% & be issued to those with credit lines under $5,000 and will be on the Visa/Mastercard network tiers. The CashRewards Plus will earn base 2% for those ...

  4. Navy Federal balance reporting cutoff & payment transfer times?

    ficoforums.myfico.com/t5/General-Credit-Topics/Navy-Federal-balance-reporting...

    From Navy's site: When a transfer is made, it can take up to two business days for the payment to show in your credit card account balance. The payment is credited to your account on the business day that the transfer was made. Navy Federal Credit Union's end of business day is 8:30 PM (ET) Transactions after this time will post the next ...

  5. Navy Federal Credit Union - myFICO® Forums - 6772359

    ficoforums.myfico.com/t5/Bankruptcy/Navy-Federal-Credit-Union/td-p/6772359

    Navy Federal Credit Union. Hey all, I just called NFCU to see about getting the bankruptcy code taken off my account now that mine was discharged and even off my credit report. The woman I talked to on the phone basically told me that because I "burned" them in the past it would always be there. That put me into a fit of rage and I wont be ...

  6. Navy Federal Credit Union - Joint Account Holders

    ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-Credit-Union-Joint...

    Re: Navy Federal Credit Union - Joint Account Holders. Yes, you can apply and obtain your own credit products, w/ NFCU, after joining through your significant other. This is from personal experience. 04-15-2023 04:26 PM.

  7. NFCU Credit Line Increase Soft or Hard Pull? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Line-Increase...

    The current CLI maximum seems to be $8K at the moment. If they won't give you the whole $8K CLI, they'll give you the maximum you can have and tell you that you've reached their maximum internal limit. At least that way you won't be leaving any CLI $$$ on the table. Last HP 08-07-2023. Message 7 of 28. 2 Kudos.

  8. Negotiate with Navy Federal Credit Union for charg ... - myFICO®...

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Negotiate-with-Navy-Federal...

    Re: Negotiate with Navy Federal Credit Union for charge off accounts or utilize Debt Relief Services. The SOL and the 7 year reporting period are 2 separate things. Whether you pay this debt or not, it'll come off after 7 years. The SOL for being sued *can* potentially be reset, depending on state laws.

  9. Navy Federal Credit Union-Credit Card Approval - myFICO® Forums -...

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-Credit-Union...

    These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.

  10. Navy Federal Credit Union cashRewards Approval - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-Credit-Union-cash...

    Re: Navy Federal Credit Union cashRewards Approval Congrats AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $28,900 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ CITI COSTCO ANYWHERE VISA $6000 SL

  11. PenFed or Navy Federal? - myFICO® Forums - 4885327

    ficoforums.myfico.com/t5/Personal-Finance/PenFed-or-Navy-Federal/td-p/4885327

    I really like NFCU's customer service both at the contact centre and at the branch and I am loving my Cash Rewards card. They have good rates on regular share savings, money market and often have special CD rates. I have found that NFCU also has better personal loan rates and used car rates (for 5 years) than PenFed.