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Your billing zip code, or credit card postal code, is the five-digit number on the bottom right, which in this sample is 90210. This would be the zip code associated with your billing address.
American Express has a specialized corporate meeting credit card. [143] Another specialized American Express business card is the American Express Corporate Purchasing Card, which can be assigned to individual employees or departments. Reconciliation and accounting services are available to make these functions easier for the corporation. [144]
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MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines [1]) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment. [2]
Interchange fees [8] (or trade fees) are transaction charges that the acquiring bank pays when a payment is being processed via debit or credit card. The expenses are paid to the issuing bank and cover costs, such as processing fees, bad debt , and charges due to risk and potential fraudulent activities .
Some merchants charge a fee for purchases by credit card, as they will be charged a fee by the card issuer. In other countries such as France, the distinction between debit and credit cards is based on when the customer's account is debited for the transaction. A debit card debits the customer's account as the transaction is made, while a ...
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