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2. The pros and cons of personal loans - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

3. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Any loan with high interest rates or numerous fees should be avoided. One of these worst ways to borrow money are payday loans , but any short-term option can be expensive and difficult to repay ...

4. 7 best cashback apps to stretch your dollar — and earn ...

   www.aol.com/finance/best-cash-back-apps...

   Cash back. These apps provide online shoppers with automatic rewards or coupons at checkout. Examples include Rakuten, Ibotta, Honey and Capital One Shopping. Receipt-scanning apps.

5. Merchant cash advance - Wikipedia

   en.wikipedia.org/wiki/Merchant_cash_advance

   Merchant cash advances are most often used by retail businesses that do not qualify for regular bank loans and are generally more expensive than bank loans. Competition and innovation led to downward pressure on rates and terms are now more closely correlated with an applicant's FICO score.

6. Check Into Cash - Wikipedia

   en.wikipedia.org/wiki/Check_Into_Cash

   Check Into Cash has grown to become one of the largest payday loan companies in the United States, with over 1,200 locations. In 2012, the firm acquired Cash and Cheque Express, a consumer financial services chain in the United Kingdom.

7. TMX Finance - Wikipedia

   en.wikipedia.org/wiki/TMX_Finance

   TMX Finance is an American company that provides consumer loans and payday loans through its subsidiaries including TitleMax, TitleBucks, EquityAuto Loan, Community Choice Financial and InstaLoan. The company holds more than 900 stores in over fourteen states including Alabama, Arizona, Delaware, Florida, Georgia, Mississippi, Missouri, Nevada ...

8. How to get cash back from a credit card - AOL

   www.aol.com/finance/cash-back-credit-card...

   You’ll earn 5 percent cash back on activated, rotating categories each quarter (on up to $1,500 in purchases per quarter, then 1 percent back); 5 percent back on Chase Ultimate Rewards travel ...

9. Cashback website - Wikipedia

   en.wikipedia.org/wiki/Cashback_website

   A cashback website is a type of reward website that pays its members a percentage of money earned when they purchase goods and services via its affiliate links. Cashback shopping. Users of cashback websites can know ahead of time how much they stand to get back for their purchases at each specific retailer before they buy.

10. Alternatives to personal loans: 7 options & when to avoid them

    www.aol.com/finance/alternatives-personal-loans...

    7 personal loan alternatives. There’s a wide variety of loan products besides personal loans, and each comes with its own benefits and drawbacks. Most of them give you the same flexibility...

11. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A Japanese law enabling credit card cash back came into force in 2010. However, a legal loophole in this system was quickly exploited by online shops dedicated to providing cash back as a form of easy loan with exorbitant rates.