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The 4% rule was designed to help retirees make regular withdrawals without running out of money. The 4% rule says to take out 4% of your tax-deferred accounts — like your 401(k) — in your ...
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7. Not Being Prepared for the Costs of Selling a Home. It might be years (or decades) since you moved into your first home. It can be easy to forget all the costs associated with home sale ...
Meanwhile, many middle-class workers are envisioning retirements that could stretch to 25 years or more, given their expectation of living to a median age of 90. A longer retirement requires ...