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2. Have an Employee-Sponsored Retirement Plan? You Need to ... - AOL

   www.aol.com/employee-sponsored-retirement-plan...

   A fiduciary, in general, is a person or entity that manages property or assets for another party. A fiduciary for a retirement plan is responsible for the daily operation of a retirement plan ...

3. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   Public employee pension plans in the United States. In the United States, public sector pensions are offered at the federal, state, and local levels of government. They are available to most, but not all, public sector employees. These employer contributions to these plans typically vest after some period of time, e.g. 5 years of service.

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. Federal Employees Retirement System - Wikipedia

   en.wikipedia.org/wiki/Federal_Employees...

   Federal Employees Retirement System. The Federal Employees' Retirement System ( FERS) is the retirement system for employees within the United States civil service. FERS [1] became effective January 1, 1987, to replace the Civil Service Retirement System (CSRS) and to conform federal retirement plans in line with those in the private sector. [2]

6. Roth 401(k)s: If Your Employer Offers One, Should You Switch?

   www.aol.com/news/2013-02-15-roth-401k-employee...

   Making the most of your employee benefits is essential in this tough economy. With more employers than ever adding a new Roth 401(k) option to their retirement plan offerings, should you make the ...

7. Retirement Education: Employee Demand Could Lead to Rare ...

   www.aol.com/finance/retirement-education...

   More than three-quarters of Americans save for retirement through 401(k)s and other company-sponsored retirement plans -- and almost all of them would like their employers to offer retirement...