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The best CD rates for March 18, 2024. CD rates remain stable with the highest rates offered by FDIC-insured digital banks and online accounts — at rates of more than 5.30% APY on nine-month ...
For example (fixing some large N), a nominal interest rate of 100% would have an APY of approximately 171%, whereas 5% corresponds to 5.12%, and 1% corresponds to 1.005%. United States [ edit ] For financial institutions in the United States , the calculation of the APY and the related annual percentage yield earned are regulated by the FDIC ...