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Usually, the most common ways to redeem cash back rewards are by requesting a statement credit to offset your current card balance or by having the funds deposited into a linked bank...
Some of these apps return a percentage on what you spend — anywhere from 1% to 15% and higher paid out as cash to your bank account or digital wallet — while others redeem your rewards as...
Depending on the cash back card you sign up for, you may be able to redeem your rewards for a check in the mail, a direct deposit or a statement credit to your account.
For example, you can use miles to book a flight for free or at a discounted rate. On the other hand, you can redeem cash back for a statement credit or credit toward online purchases.
There could also be a rewards balance requirement to make redemptions, such as a minimum of $25 in cash back earnings to redeem for a gift card.
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