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A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.
Cash back credit cards offer a percentage of cash back on each dollar you spend, with some cards offering a higher rate in select categories, like groceries or gas.
For example, do you want a card you can use for everyday spending and get rewarded with cash back? Are you a college student trying to build credit? A card decision is never one size fits all.
Cashback may refer to: Cashback (film), two films directed by Sean Ellis. Cashback reward program, a small amount paid to a customer by a credit card company for each use of a credit card. Cashback website, a site where customers can earn cash rebates on online purchases that they make.
Chargeback fraud, also known as friendly fraud, cyber shoplifting, or liar-buyer fraud, occurs when a consumer makes an online shopping purchase with their own credit card, and then requests a chargeback from the issuing bank after receiving the purchased goods or services.
When you use a cash-back credit card responsibly, you essentially get free money for every purchase. But not all cash-back cards are created equal -- some offer higher cash-back rates...
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