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vCard, also known as VCF (Virtual Contact File), is a file format standard for electronic business cards. vCards can be attached to e-mail messages, sent via Multimedia Messaging Service (MMS), on the World Wide Web, instant messaging, NFC or through QR code.
The term digital card [1] can refer to a physical item, such as a memory card on a camera, [2] [3] or, increasingly since 2017, to the digital content hosted as a virtual card or cloud card, as a digital virtual representation of a physical card. They share a common purpose: Identity Management, Credit card, Debit card or driver license.
In 2021, the Virtual APEC Business Travel Card (VABTC) was introduced, offering the same benefits via a mobile application. Virtual cards are intended to replace physical cards entirely, although each participating economy will decide their own timeline for doing so. [2]
Review the list above to find banks and neobanks that provide same-day physical debit cards or virtual cards that you can use online and anywhere digital payments are accepted.
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