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Key takeaways. Today’s leading APY on a CD is 5.50%, offered on a three-month term. Around 3 dozen widely available CDs pay 5.00% or higher, and most are offered from online banks and credit unions.
Your money is protected in a CD when it’s with a bank insured by the Federal Deposit Insurance Corp. (FDIC) or a credit union insured through the National Credit Union Administration (NCUA ...
The best CD rates for April 3, 2024. The highest CD rates can be found at FDIC-insured digital banks and online accounts that have lower overhead costs, passing along the savings in the form of ...
The best CD rates for April 1, 2024. FDIC-insured digital banks and online accounts continue to offer the strongest rates of return — up to 5.40% APY on terms of nine months or longer at NexBank ...
Your money saved in these accounts is insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA), if deposited with a credit ...
Here’s a one-year ladder with four “rungs” for an overall 5.25% yield based on today’s top CD rates: 3-month CD at 5.5% APY at America First Credit Union. 6-month CD at 4.80% APY at Sallie Mae
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