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  2. A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible. If you ...

  3. What happens to your credit card debt after you die? - AOL

    www.aol.com/finance/what-happens-to-credit-card...

    The fate of credit card rewards after death varies by card issuer. Some companies, like American Express , may allow the executor of the estate to make a one-time points redemption.

  4. How to Remove Yourself as a Co-Signer on a Credit Card - AOL

    www.aol.com/news/remove-yourself-co-signer...

    According to credit bureau Experian, while Bank of America, U.S. Bank and Wells Fargo allow applicants to add a co-signer, many other major card issuers don't. How to Remove Yourself as a Co ...

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  6. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  7. How old do you have to be to get a credit card?

    www.aol.com/finance/old-credit-card-191514231.html

    The bottom line. You have to be at least 18 years old to apply for a credit card of your own; however, card applicants under 21 have to apply with a cosigner or proof of income. Even with the ...

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