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2. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible. If you ...

3. What happens to your credit card debt after you die? - AOL

   www.aol.com/finance/what-happens-to-credit-card...

   Fortunately, your family isn’t responsible for your credit card debt after you die as long as they aren’t a cosigner or joint account holder. Instead, credit card debt is settled from your estate.

4. How to Remove Yourself as a Co-Signer on a Credit Card - AOL

   www.aol.com/news/remove-yourself-co-signer...

   Here's what you need to know about co-signing on a credit card and getting removed once you're done with your co-signer duties. According to credit bureau Experian, while Bank of America, U.S ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

6. Equal Credit Opportunity Act - Wikipedia

   en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

   The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...