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  2. Cash back vs. travel points: How to choose credit card rewards

    www.aol.com/finance/cash-back-vs-travel-points...

    Some cash back cards offer a flat 1.5 percent to 2 percent cash back for every purchase you make, while others offer higher bonus rewards — ranging from 3 percent to 5 percent back — in...

  3. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio ( DSCR ), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as include interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt ...

  4. Unconditional cash transfer - Wikipedia

    en.wikipedia.org/wiki/Unconditional_cash_transfer

    Unconditional cash transfer. Unconditional cash transfer ( UCT) programs are philanthropic programs that aim to reduce poverty by providing financial welfare without any conditions upon the receivers' actions. [1] This differentiates them from conditional cash transfers where the government (or a charity) only transfers the money to persons who ...

  5. The 10 Best Cash-Back Credit Cards Available Now - AOL

    www.aol.com/finance/10-best-cash-back-credit...

    3% cash back on dining, including takeout, and at drugstores. 1.5% cash back on everything else. 5% cash back on travel purchased through Chase. 14.99% to 23.74%. 0% for 15 months. $0. Groceries ...

  6. The 9 Best Cash Back Credit Cards of November 2022 - AOL

    www.aol.com/9-best-cash-back-credit-115404104.html

    5 out of 5 Overall. Key Features. Flat-rate cash back rewards. Incentivizes balance payoff. No annual fee. Get Details. Hands down, the Citi Double Cash Card is one of the best cash back credit ...

  7. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

  8. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing. Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or ...

  9. Cash App - Wikipedia

    en.wikipedia.org/wiki/Cash_App

    Cash App (formerly Square Cash) is a mobile payment service available in the United States and the United Kingdom that allows users to transfer money to one another using a mobile phone app. As of 2024, the service reports 57 million monthly transacting users and US$ 14.7 billion in annual revenues.

  10. Loyalty program - Wikipedia

    en.wikipedia.org/wiki/Loyalty_program

    A loyalty program is a marketing strategy designed to encourage customers to continue to shop at or use the services of a business associated with the program. A loyalty program typically involves the operator of a particular program set up an account for a customer of a business associated with the scheme, and then issue to the customer a loyalty card (variously called rewards card, points ...

  11. Debits and credits - Wikipedia

    en.wikipedia.org/wiki/Debits_and_credits

    t. e. Debits and credits in double-entry bookkeeping are entries made in account ledgers to record changes in value resulting from business transactions. A debit entry in an account represents a transfer of value to that account, and a credit entry represents a transfer from the account. [1] [2] Each transaction transfers value from credited ...