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Cash back credit cards offer a percentage of cash back on each dollar you spend, with some cards offering a higher rate in select categories, like groceries or gas.
When you use a cash-back credit card responsibly, you essentially get free money for every purchase. But not all cash-back cards are created equal -- some offer higher...
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.
Rewards credit cards in particular allow you to earn points, miles or cash back when you use your card to make purchases — adding up to savings over time with regular spending.
There are a number of types of payment cards, the most common being credit cards, debit cards, charge cards, and prepaid cards. Most commonly, a payment card is electronically linked to an account or accounts belonging to the cardholder.
A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer . The chargeback reverses a money transfer from the consumer's bank account , line of credit , or credit card.
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