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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

3. Should I use a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   Using a personal loan to pay off credit card debt can save money on interest and simplify monthly payments. Personal loans are still a form of debt, and it’s important not to rack up more credit ...

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   e. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2] The process can ...

6. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Many personal loans, including debt consolidation loans, require you to have a credit score of 670 or better to qualify. The lowest rates go to those with the highest credit scores. You have ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Consumer and government debt in the United States. Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company ...

8. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   5. Boost credit. While a debt consolidation loan may initially lower your credit score slightly since you’ll have to go through a hard credit inquiry, over time it will likely improve your score ...

9. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt consolidation is one of the best options for credit card debt relief, and not just because of the lower interest rates. It can help you pay off your debt faster and may even help your credit ...